Retirement ....Good , Bad , So-so ??

[Brakie]

I offer this observation.
When you leave your job after a certain age, you have pension rights (if the firm has pensions). If you leave after, say, 55, you may have a choice between a pension at age 65 and a smaller pension now. Often, if you take the immediate pension, the company continues the medical/dental/insurance plans that you had as an employee. If you defer the pension to a later age, they don't.
This policy differs from company to company, so check how your employer does it.

After I was classified as disabled I got 80% disability pension from the Union then after 60 days full retirement. Makes it nice knowing I still have my insurance coverage.

I still shudder just thinking about the hospital bill I had after my 3 weeks on life support in ICU and another week in step down followed by 30 days in a nursing home for follow up treatment and physical therapy.. WHEW!