05-29-2009, 07:34 AM
Well, it looks as though further construction has hit another bump in the road. Earlier this week we had some strong storms pass through, and my sump pump stopped working causing the basement to flood. I had ALOT of my stuff on the floor. When the clean-up crew came they took wet stuff and set it on top of the layout so it could dry out. As a matter of fact, they set several soaked items on my box of flex track.
Both of my bowser locomotives where on the floor, all of my unbuilt structure kits where on the floor, the majority of my rolling stock was on the floor.
Aside from my bowser locos, I also had a spectrum consolidation (with a brand new sound decoder in it), an atlas S1, and a Walther's FT-A where on the floor.
That reduces my power units to 2 running locos. More than 80% of my rolling stock is trashed.
The adjuster is supposed to be coming today. He has already started trying to call my railroad items "Collectables" which renders them as lost forever, since my home owners insurance does not cover collectables. Some of the items are not made anymore, such as the bowser locos and some ambroid kits, but they are far from collector's items.
I know that the adjuster is going to do everything he can to satisfy the claim, while parting with the least amount of money possible, I just don't want my railroad to fall victim to the insurance axe.
Matt
Both of my bowser locomotives where on the floor, all of my unbuilt structure kits where on the floor, the majority of my rolling stock was on the floor.
Aside from my bowser locos, I also had a spectrum consolidation (with a brand new sound decoder in it), an atlas S1, and a Walther's FT-A where on the floor.
That reduces my power units to 2 running locos. More than 80% of my rolling stock is trashed.
The adjuster is supposed to be coming today. He has already started trying to call my railroad items "Collectables" which renders them as lost forever, since my home owners insurance does not cover collectables. Some of the items are not made anymore, such as the bowser locos and some ambroid kits, but they are far from collector's items.
I know that the adjuster is going to do everything he can to satisfy the claim, while parting with the least amount of money possible, I just don't want my railroad to fall victim to the insurance axe.
Matt
Don't follow me, I'm lost too.