Big problem

[Russ Bellinis]

The train was stopped "with the white-hot wheel over the wooden trestle?" The insurance company is going to tear into that one like a Great White shark. It has operator error written all over it.

Yup!!! There's a corporate lawyer somewhere just wringing his hands in glee over the prospect of a career enhancing case. . . . . . until he looks at the big picture, and realizes that; procedure was correctly followed; it's almost impossible for an engineer to accurately place a single car of a large train on a specific location, with no one at the location to guide him; that there were significant "contributing factors" to the burning of the bridge, like creosote. Yup!, they'll try, but I doubt they'll succeed. (If they do? . . one step closer to human extinction by means of stupidity. There are some things that simply happen, and we really can't "see the future", and therefore prevent them.)
Still, litigation has become a national pass time.

It is a U.P. train that destroyed a U.P. bridge. I don't think coal is an insured commodity. I suspect the U.P. does not bother with insuring it's bridges or equipment except for liability. If no one was hurt, and only a bridge and some rolling stock destroyed, U.P. will rebuild what they can, salvage what else that they can and write off the rest of the loss. I don't see any lawsuits unless one of those people that the authorities had to move to safety gets sick from fumes. Even then, it is doubtful that they will succeed in suing the railroad for their own stupidity.