Financial Advisors

[Steamtrains]

If she'd told you a year ago that the stove was giving problems, could you have fixed it? Some people insist on waiting 'til the part falls off rather than mentioning that it's loose.

'...Splain to the little lady that no major appliance (or other capital items) purchases can be made without a 3 months advance notice...

Now, you gotta be firm on this.....