How much can we justify spending?

[MadModeler]

I love this hobby but like most guys I don`t think I would want to be spending thousands to purchase items. I would purchase rolling stock and parts that are extremely difficult to make but that would be it. As for scenery, it`s more fun making it myself and besides, I am guaranteed that it will be exactly to what I want.

However, if I were to specify a cost that can be justified, I would apply this simple formula. Justified= Can+we+pay+our+other+bills+after+spending+this+amount+on+the+hobby?